Average cost of US health insurance

Posted by Veronica

There are arguments about which health system is better: in the USA. And in countries with socialized medicine in other countries. If you live in the USA in the US, you know that regardless of whether you prefer socialized medicine or not, you should discuss with health insurance companies at this time. Unfortunately, because medical insurance companies seek to earn money and because they know it is necessary, they seek to increase their average cost of medical insurance according to a constant increase in wages. You can still get cheap health insurance, but it does not bring very good benefits, it has an immediate surcharge and a high deductible.

As of 2007, health insurance rates were not growing as fast as in 1990, but none of them had salaries. The average cost of health insurance actually grew faster than salary rates. For a family of four, the average worker with access to health insurance will pay an average of $ 3,000 per year of insurance. The cost of health insurance is constantly growing and, often, such expensive workers cannot afford it, even if they need it. Insurance companies try to make bets affordable, but their affordable packages generally lack decent coverage.

Compensation plan

The compensation plans in 2007 had an average deductible of $ 3,596, and in the HMO $ 758 for family health insurance. Workers cannot afford affordable coverage or work for an employer that is small enough not to subsidize group policy. Some employers really can’t afford the medical package for their employees, but many of them are still small to avoid the really high cost of medical insurance for their employees.

Some Americans may pay cheaper policies on their own, but they are not worried because they will not be able to pay super high deductibles, which are accompanied by low insurance coverage. Some companies have a low average cost of healthinsurance to provide insurance to their employees, but often these policies also include deductibles that are not available for employees to use. In any case, the American people are denied and deprived of their good health and well-being.

We could blame the government, low wages and our employers all day, but the reality is that the disaster we are in when it comes to health insurance is partly everyone’s fault. Try to find an insurance policy for you and your family that is affordable, and then, instead of complaining that you can’t pay more, change your lifestyle a bit to live a healthier life. The healthier you and your family are, the less likely you are to file a complaint about your insurance and, therefore, increase the average cost of future health insurance. Having insurance is essential, but there are things you can do to reduce the need for more expensive policies.

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